Christians Against Poverty
Elim Church, Bradford, based at the Gateway Christian Centre, are partnered with Christians Against Poverty (CAP) to provide free debt help to people in the Bradford area and have helped hundreds of individuals and families over the years bringing hope and a solution even in the most difficult circumstances.
Debt Help Centre: Bradford Tong Street
Bradford Tong Street Debt Coach
CAP Debt – How we can help you
If you are feeling weighed down by debt, then we can help. You may think your situation is impossible, but there is hope. Our friendly team will give you a listening ear and provide a real solution to your debts. Since we started helping people out of debt in 1996, we’ve helped thousands in situations like yours through our professional service offered by 285 CAP Debt Centres.
What will happen when I contact CAP?
When you call the free number, you’ll speak to someone from the New Enquiries team. They’ll arrange an initial appointment with a CAP Debt Coach from your local area. If you can gather any paperwork to do with your debts and have these ready, this will make the process a lot quicker. We’ll happily sort through it all, and send it off to the head office, where they’ll work out a budget and the best route out of debt for you.
To start your debt free journey call for free today on 0800 328 0006.
There is no cost for clients of CAP for the use of the services provided.
However, those services do cost money that is funded in part by the local church, as well as CAP’s own charity fundraising.
You can contribute with a one-off gift, or as a regular payment.
Please contact the church if you want to do this.
How CAP can Help
When you call CAP headoffice, they will book in your first appointment with a Debt Coach from your local CAP Debt Centre. If you live in the local area, this will be with our CAP Debt Center Manager – Louise Foster
Our trained debt counsellors will work out a realistic budget that prioritises your essential bills. We will negotiate affordable payments with each creditor and attempt to stop unfair interest and charges where possible. Your Debt Coach will then explain the budget and the payments you will need to make.
In most cases, a CAP Plan is set up for you. You will need to make one monthly payment into your CAP Plan to cover your bills and debts. CAP will then distribute this on your behalf. You can also build up savings through your CAP Plan.
If you are in severe debt, then we can walk you through insolvency options, such as petitioning for bankruptcy. We can help you to fill out the forms.
You can use your CAP Plan to pay your bills and debt repayments until you are debt free.
No. Our service is completely free. We are able to provide a totally free service because CAP is a charity and receives donations from churches and individuals who want to help people.
Yes. We have worked with over 1,000 companies within the finance industry and we are well respected. This means that councils, utilities and mortgage companies work with us because they have seen the results of our involvement. They know we offer fair repayments based on what you can afford.
To start your debt free journey call for free today on 0800 328 0006.